• ★ Kovo Credit Builder + Rewards
• ★ 2025-01-20
• ★ Questions & Answers

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About Kovo Credit Builder + Rewards

⭐⭐⭐⭐⭐ "This application is legit it's been less than a month and my score has jumped 34 points it's crazy I'm almost at a 700" - Kimi

SEE WHY PEOPLE GET KOVO CREDIT BUILDER
No credit check. No fees. Instant decision. All Four bureaus.


WHY BUILD CREDIT?
- Better credit makes owning a vehicle and home possible, with higher odds for approval.
- Lower your monthly payments with better rates when you have a higher credit score.

KOVO MAKES CREDIT BUILDING SIMPLE
- Apply for Kovo Credit Builder to boost your creditworthiness.
- Create timely monthly payments to unblock a better future.


HOW IT WORKS

1. BUILD YOUR CREDIT WITH ALL Four BUREAUS
- Start with Installment Credit Builder: $10/mo for 24 months.
- Acc is reported to all Four credit bureaus: TransUnion®, Equifax®, Experian®, Innovis®.

2. GROW YOUR WORTH
- Build and track your FICO® Score, the score most widely used by 90% of top lenders.
- Obtain monthly updates with personalized hints on how to improve your score even more.
- Obtain personal growth tools and 24 months of credit protection.
- Continuous ID Monitoring keeps you safe from data breaches.

3. EARN CASH REWARDS
- Obtain $30 for every mate you refer, with unlimited earnings potential.
- Earn up to $1,225 in credit rewards: 1% back on loans and up to $75 on credit cards. Available to eligible customers with Four on-time payments.

4. UNLOCK CREDIT BOOSTS
- Eligible customers with Four on-time payments unblock access to credit boosts for extra credit building and credit protection. Start with $10/mo.
- Boost your credit with Revolving Credit Builder: a single-purpose credit line with a $500 limit to use at Kovo. Acc is reported to all Four credit bureaus: TransUnion, Equifax, Experian, Innovis.
- Protect the credit you’re building from identity theft with Maximum Credit Protection: up to $1M ID Fraud Insurance policy and 24/7 ID Theft Resolution services.


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© Kovo Inc. - a public benefit corporation

There is no hard pull on your credit when applying for and opening an account. Approval is subject to instant background verification and income qualification.

On-time payments can have a positive impact on your credit score. Late or non-payment can negatively impact your credit score. Impact on your credit may vary and credit score increase is not guaranteed, since credit scores are calculated by credit bureaus based on a lot of factors, including the financial decisions you create with other financial services organizations. Special experiences and past performance for individuals do not guarantee future results for other individuals.

ID Fraud Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company. Refer to Summary of Benefits for coverage terms, conditions, and exclusions: https://kovocredit.com/legal/id-fraud-insurance-summary

Credit rewards are earned when completing offers for credit cards, personal loans, student loans, student loan refinancing, and auto loan refinancing. Loan offers are created by 3rd party lending partners in the Kovo network. Loans offered by 3rd party lenders have rates from 4.07% to 35.99% APR with terms from One to 20 years. For example, a $10,000 loan with a Four year term and rates from 4.07% to 35.99% APR would have monthly payments from $226 to $396; assuming all payments are created on-time, the total paid would range from $10,853 to $18,994. All loan offers require your app and approval by the lender.

Disclosure: Kovo is not affiliated with loan apps, cash apps, budgeting apps, credit report apps, Money App, Credit Karma, Chime, One, Empower, Brigit, MoneyLion, Dave, Cleo, Acorns, EarnIn, Klover, Kikoff, Atlas, Varo, Perpay, Oasis, Self, NerdWallet, Dovly, Credit Sesame, Ava, TomoBoost, Grow Credit, Extra, StellarFi, Boom, Build, Grain, Fizz, Credit Strong, Cheese, credit repair, money advance, paycheck loans, or payday loans.

Terms of Use: https://kovocredit.com/legal/terms
Privacy Policy & Notice: https://kovocredit.com/legal/privacy

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